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Medical Discount Plans Are Not Insurance

We’ve mentioned this before, but it bears repeating – medical discount plans ARE NOT health insurance and in fact, may cost you more than health insurance in the long run. If you have health insurance and get medical care, you may make a claim and get reimbursed. That’s pretty straightforward. On the other hand, medical discount plans only offer a discount for a provided service.

If you get a discount on a provided medical service, that’s nice, but, you won’t get reimbursed for the cost later. That’s money out of YOUR pocket. So, in addition to paying a fee to have a medical discount card, you will also pay for the discounted services in FULL. Buyer beware, because it’s your health and if you can’t get what you really want and need, it’s best if you buy a real health insurance plan.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Sunday, October 31st, 2010. Filed under Health Insurance.

Affordable health insurance now and later?

Right now, in a Florida courtroom, a bunch of attorneys are arguing that health care reform is unconstitutional and violates the 10th amendment. They’re saying it is not right that people will be forced into buying health insurance or be fined.

Since affordable health insurance is a really hot issue now and will be in the future, what’s your take on whether or not the Obama health care reform is unconstitutional or not. Do you want affordable health insurance now and later? And do you think this legal case will make a difference to your health care choices?

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Thursday, October 28th, 2010. Filed under Health Insurance.

Understanding What Health Insurance Covers

If you don’t know what your health insurance plan covers, join the crowd of people who have not taken the time to read their health insurance policy. If they don’t read it and don’t ask what is in it, chances are they have no clue what is covered. And finding out later, when you need coverage and don’t have it, is a major pain in more ways than one.

If you have ever been in the situation where you needed medical care for something and offered them your insurance information, only to find out your service is not covered, you will understand why it makes good common sense to READ your policy. Knowing what’s in your health insurance plan versus having to shell out big bucks for medical care because you didn’t know something wasn’t covered – what’s your choice?

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, October 22nd, 2010. Filed under Health Insurance.

Is health insurance what it’s cracked up to be?

Ever wonder if health insurance is what it’s cracked up to be? It’s a fair question and one that someone who did NOT get the right health insurance policy in the first place would ask. This is one of the main reasons why, when you buy health insurance, you get something that works for you and suits your needs and lifestyle.

While it’s nice to get cheap health insurance, if it doesn’t cover you when you need it, how does that help you? It doesn’t. And that is the reason you need to take the time and work with a skilled health insurance agent to find a policy that does do what it says it does for you. Will you pay a bit more for that? Yes, you will, but, wouldn’t you rather pay a bit more for prevention that a huge amount later to the doctor when your insurance didn’t cover you?

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, October 15th, 2010. Filed under Health Insurance, Life Insurance.

For People Who Need Health Insurance

Needing health insurance should be a given, but in today’s economy, it usually isn’t. In fact, most people try to save money by not paying for health insurance. The mistaken assumption is that if they don’t pay premiums, then they can save money. If your luck holds for several years, you don’t get sick, don’t break a bone and don’t get into an accident, then you may be able to save some money. But, the first time you need medical care will be when you find out that what you “saved” now has to go to pay your medical bills.

Yes, the economy is rough, but it would be even rougher if you needed medical care and could not pay for it because you didn’t have a health insurance plan in place. If you skip not having a primary health provider and have to hit an ER for help, your bill will be catastrophic. Where is the savings in that? Find affordable health insurance quotes online.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Wednesday, October 13th, 2010. Filed under Health Insurance.

Affordable Health Insurance Partnered With Medical Discount Plans

Medical discount plans DO have their uses and the main one is that you can partner them up with your health insurance plan and do yourself a deal. If you want to that is. When you buy a medical discount plan and use it in conjunction with affordable health insurance, you have a decent combination that may work in your favor.

More often than not, a combo like this is best for those who are about to go on Medicare, but may have a couple or so years left until that milestone. If a senior can save money by buying a medical discount plan with affordable health insurance, mores the power to them. Just remember to read the fine print.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Saturday, October 9th, 2010. Filed under Health Insurance, Medicare.

Health Insurance Quotes Now Are Reasonable But May Not Stay That Way

If you’re like most Americans, you can find affordable health insurance by spending some time online looking for the right type of policy. In fact, right now is probably the best time to be looking and buying, because who knows what is around the corner when it comes to health insurance. Since the election results showed a new direction might be coming to the House, it has left a lot of people wondering what will happen to the price of health insurance plans. It’s a good question and one that goes without an answer for now. Chances are that if even part of health care reform does proceed, your health insurance quotes may get higher.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, October 8th, 2010. Filed under Health Insurance.

Affordable Health Insurance Later

Well, the election results are in and there are some significant changes to the face of the administration. That, of course, raises some really interesting questions, like now that there are new faces and the balance of power has shifted, what will happen to health care reform? Will we still have some of the suggested changes come into play? Will we have affordable health insurance later? Or better yet, just what will we have later when it comes to health care?

The whole health care reform issue is still pretty much a moving target and no one knows where it will end up. What’s YOUR take on the latest changes in the government and how it may affect YOUR health insurance?

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Saturday, October 2nd, 2010. Filed under Health Insurance.

Affordable health insurance now or later?

Given any thought lately to buying affordable health insurance? Can’t because you don’t think you can afford it? Actually, it is extremely doable; you just need some patience to find what you need. It’s best to get your health insurance now rather than wait until later. Why? Because right now, you have some choices you can make to suit what you want and need.

If you wait until having health insurance is mandated, then what will you get? That’s food for thought isn’t it? Acting now would mean you have lots of choices (and you may later, but no one knows for sure). Acting now would mean you could take your time and compare prices and what your policy covers. If you leave it to the last minute, you’re going to be in a panic to get something – and that something might not be what you need.

So take some time now to shop around and get prices and coverage that do fit your budget.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, October 1st, 2010. Filed under Health Insurance.