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Do You Think Health Care Reform Will Actually Be Around In 2014?

This is a really interesting question. Do you think health care reform will still be with us in 2014? Judging by what is and is not going on in Congress these days, the answer to that is maybe. It cannot be otherwise when politics in involved in something so major that it directly affects every American’s access to health care.

Then, do not forget about the lawsuit that several states filed saying that mandating that people buy health insurance is unconstitutional. That case is still rattling about the court room. What will the decision be? Who knows, but whatever it is, it will have an impact on health care reform in many different ways.

Will we get to the point where we have to buy health care insurance or else? If we do, how will those who live under a bridge or in shanty towns pay for it? How will low income families pay for it? Ultimately, how will all of this affect the American taxpayer? Food for thought, indeed.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Thursday, April 28th, 2011. Filed under Health Insurance.

Do You Know What Is In The Four Corners Of Health Insurance Policy?

If you do not have two clues what your health insurance policy says, join a crowd of millions who figure they can find that out later when they need to know or when they need to use their policy. The problem with that is if they wait until the need to use the health insurance and THEN find out what they thought was covered, is not, it’s not a good day for anyone.

This cannot be emphasized enough. Read the four corners of your health insurance policy simply because if you know what is and what is not covered, you will not get any surprises later and wonder why something is NOT covered. Why wait until you get a claim denied to find out that what you thought “was” covered isn’t in your health insurance policy?

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Monday, April 25th, 2011. Filed under Health Insurance.

Health Insurance Companies Have One Thing In Mind – Profit

Do not make the mistake of thinking that health insurance companies really have your best interests in mind, because the truth is that they are in business for one thing, to make money. Actually, any business has the same point of view. They are in business to make a living and provide a service. The service of providing health insurance is a bit different that selling bagels, but you get the idea.

If you want health insurance, you pay a company to take the risk to cover you. They figure you should take care of yourself and not cost them money. Unfortunately, things do not always work out that way and you do get sick and they do have to pay on your claims.

Sadly, there are cases every year where insurance companies deny claims for what appears to be unreasonable requirements. Before you buy health insurance, check everything out from what is included in the coverage to what is not and from what will make them terminate your coverage to when they are going to raise the rates next. Being informed in advance means you will not get too upset if they refuse or reduce a claim.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, April 22nd, 2011. Filed under Health Insurance.

Affordable Health Insurance Can Be Found With A Bit Of Effort

Once upon a time it took a lot of effort to find affordable health insurance. But, that was before instant health insurance quotes became available online. Now, with a few clicks of your mouse, you have just about everything you need to know about various insurance policies and how much they cost. It is instant communication right at your beck and call and it saves you time and ultimately, money. That’s a good thing in this economy.

The only effort you may need to make in buying affordable health insurance in the 21st century is making a budget and sticking to it for all your health care needs. It’s doable. You just need to know what your parameters are and what will work in your circumstances. Try it; you will be very surprised to find out there is such a thing as affordable health insurance.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Monday, April 18th, 2011. Filed under Health Insurance.

Medical Discount Plans Are OK For Some Things

No one said the medical discount plans were a bad idea. They do have some good things going for them, like discounted medical services and equipment, etc. However, they are NOT health insurance. Do not make the mistake of thinking that they are, or you are in for a surprise. They tend to work well when used in partnership with traditional health insurance, but as a stand-alone thing, you’d be in hot water if you needed medical care.

If medical discount plans appeal to you, then by all means, do the research and find out precisely what you get and do not get. Then, you have the ability to make an informed decision. Never leap before you look or the consequences may not be what you expect.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, April 15th, 2011. Filed under Health Insurance.

Health Insurance Plans Are Fairly All Inclusive, But Do Not Assume

If you do not take the time to read your health insurance policy, you might get a shock later when you go to use it and find out that what you thought was covered is not. While most health insurance policies tend to be fairly inclusive, there are things you need to be aware of before you assume something to be the case. This is why you really DO need to read your health insurance policy.

Sure, no one likes to read health insurance plans, but if you do not, buyer beware. If you do not ask about what is included and excluded, if drugs are covered, if you have catastrophic coverage or not, what your deductible is and whether or not you can choose your own doctor, you might find out later the answer is “No.” Want to take that risk? Many people do not, and with good reason. Your health is crucial to your wellbeing. Ensure you stay healthy by having health insurance in place for the times when bad things happen.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Wednesday, April 13th, 2011. Filed under Health Insurance.

Bad Things Sometimes Happen To Good People, Which Is Why You Need Health Insurance

Not a day goes by that someone, maybe even you, gets into an accident, gets a life-threatening illness, falls and breaks a leg or wrist, hits their head falling off a ladder or cuts themselves so badly their need surgery. It happens because that is what life is all about. If you do not have health insurance, how will you pay the medical bills? Frightening thought, isn’t it?

Without health insurance you are a sitting duck for financial ruin. Medical care, as many of you know, is not cheap and it is not getting any cheaper with each passing year. If you are not covered, you will be faced with the pressure of trying to find money to pay your bills. Many people in similar situations today have been in that situation and could not make it. Many had to declare bankruptcy. Do you want to face that decision?

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Monday, April 11th, 2011. Filed under Health Insurance, Life Insurance.

Is It Really True That You Do Not Need Health Insurance?

Some people definitely feel they do not need health insurance for a variety of reasons. Some think they cannot afford it and some figure they do not need it because they are not older. Some like to take chances with their health and are betting they will not need medical care. This is not a good idea, because life typically has a way of happening at the worst possible times. Think you do not need health insurance? What would you do if tomorrow, you were involved in a car accident?

Think you do not need health insurance? What would you do tomorrow if you got pneumonia so bad you were sent to hospital? And, what would you do tomorrow if your child fell off a bike and hit their head on the cement sidewalk? You get the idea. If you do not have health insurance, you are stuck between a rock and a hard place. Time to do some serious research into keeping yourself healthy when you least expect it.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Friday, April 8th, 2011. Filed under Health Insurance, Life Insurance.

2014 Is Just Around The Corner – Are You Ready?

Are you ready for 2014 if the health insurance reform bill is still active and in force? Are you ready to go out and buy your health insurance policy? Do you know what you want? Do you know how much you will have to pay for a policy? Tough questions, and ones that many people have no answers to. It is not much wonder that they do not.

No one knows what will happen in 2014, but they do know that if health care reform is still active, that they will be mandated to get health insurance. Why wait until you are forced to get health insurance coverage? Why not save money by buying insurance now when the prices tend to be more competitive.

There is no guarantee that what is in place now, policy or price wise, will be applicable come 2014. Do you want to take that chance and find out when you get there that your policy costs double what it would have had you bought in 2011? Probably not. Now is the right time to take action and do some research.

To learn more and get a health insurance quote, visit http://www.benepath.com

Posted on Wednesday, April 6th, 2011. Filed under Health Insurance.

Health Insurance Is Here To Stay

Let’s face it; health insurance is here to stay in one form or another. We call need health insurance to get us through those tough times when we need medical care. How else will we pay our bills? Even for those who do not have health insurance, but may need to get it soon thanks to health care reform, know in their hearts, they need insurance.

To be without health insurance is taking a major risk with your life and health. If you cannot afford medical care then the illness you have may get worse or end up costing you your life? Is it really worth it to not have health insurance when you and your family have so much riding on it? If you are not healthy, you cannot provide for yourself or your family. If you have health insurance, you are looked after and either remain healthy or are restored to health.

These days, health insurance premiums really are affordable. Why not check it out?

To learn more and get a health insurance quote, visit http://208.112.75.246/

Posted on Monday, April 4th, 2011. Filed under Health Insurance, Life Insurance.