If you do not carry health insurance, consider getting it soon. If you do not have coverage by 2014, you will be faced with a fine. Health insurance exchanges are already doing business in many states, and there isnâ€™t much doubt that health care reforms will continue to introduce changes to the coverage landscape.
If you want to maintain some control over your coverage and choose a plan that deals with your personal needs and wants, act now. Speak to private health insurers to learn about your options. Health insurance policies have never been more competitively priced than they are now. Remember, without some form of health insurance, someone will need to pay the enormous bills should you ever need serious medical treatment. Make sure you and your loved ones never face such impossible payments.