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Health Insurance Often Pricier Than Preferred Rate!

If you’ve visited a website and seen quotes that list something called the “preferred rate” it means that would be the price a person in good health would pay for a health insurance policy. If you have pre-existing conditions and are not in good health, you do not get the preferred rate. In fact, depending on your condition, you may be shelling out up to 50% more than the preferred rate to even get insurance – if the health insurance company agrees to insure you. If you want reasonable health insurance, stay in good shape, eat right and do all things in moderation.

There are other options such as approaching a larger company. Larger firms all underwrite differently and they may just take you, provided you pay a higher premium. If this doesn’t work, ask a health insurance agent about your state risk pool.

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