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Do Not Get Tricked When it Comes to Health Insurance Quotes

Watch out when you get a health insurance quote. If you do not ask about the fine print and know what your policy actually offers, you might get a letter some day from the health insurance company that basically says “gotcha”. This is what happens when you find out that you are not covered for what you thought you were.

You need to know what to watch for when it comes to health insurance plans. It is not just the health insurance quote. Your health insurance plans are more than just what you need to pay for them. It is the little details you need to know for later when you use your policy. The stuff in the fine print that you need to know to compare health insurance plans. This is like the quote “Pay attention, there will be questions.”

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Posted on Monday, December 19th, 2011. Filed under Health Insurance.

What Is Your Take on Health Reform?

Health reform is still a hot issue, and why not? The major thing is that in order for health reform to be successful, the economy needs to be in good shape. It certainly is not right now. Does the government have ideas to shore it up? Yes, but really, they are spending most of their money on deporting illegal aliens and doing more to protect the borders; so much for health care reform.

While it makes for a good campaign headline, the simple truth appears to be that health care reform is no more possible than immigration reform – and we all know how that has not been happening. What is your take on health reform? Think it will work or not? Think it will be a benefit for you? If you do not have health insurance by 2014, are you going to pay the fine? Food for thought.

To learn more and get a health insurance quote, visit

Posted on Friday, December 16th, 2011. Filed under Health Insurance.

Health Insurance Plans are an Essential Part of Living

You are pretty sure you cannot afford to pay a health insurance premium. You will take your chances and wing it. So far, so good. So, what happens if you get into a car accident and wind up with busted ribs, a cracked wrist and head trauma? Think you can pay for the medical care? Bet not, as no one has that kind of money.

If you had health insurance, the end of the story would be entirely different. You would have coverage for a good portion of your medical expenses, and not have to go into bankruptcy or lose your home to foreclosure. Worth thinking about, isn’t it?

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Posted on Monday, December 12th, 2011. Filed under Health Insurance.

Compare Health Insurance Rates Now When There is a Chance at a Better Deal

If you want health insurance now, take the time to check the rates in effect and do not wait, because the closer we get to 2014, and the more changes made to the system, the higher the prices are going to be. Why? Because once the various changes have been implemented in the system, insurance companies are in the situation where they have to cover more for less. Guess who they will pass the difference onto? If you said you, you would be right. So expect higher premiums.

Someone will have to pick up the difference in profit loss for insurance companies, because they certainly will not do it. They are in business to make money, not give it away in free coverage and eat the difference. This is the reason why the insurance industry is not so happy with health care reform. Make it a mission to check the prices now and when you find a good one, buy what you need and hang in there.

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Posted on Thursday, December 8th, 2011. Filed under Health Insurance.

Health Insurance Rates Respond to Market Demand

In part, health insurance rates respond to the market. Not to necessarily reduce their rates, unless they want to attract customers, but they respond by offering new programs and options for those who need health insurance. Of course, the options come with a price tag, and if you want to get a good deal, you need to shop around for one.

Not many consumers appreciate that health insurance plans are predicated on what a private health insurance company can get from their customers. That’s right, what the market will bear, and so the insurance company will charge accordingly. That is why shopping around for the best price is a smart thing. Remember, insurance companies are in business for the bottom dollar – yours.

While there is government regulation for Medicare and Medicaid, private insurers can name their own prices. And that is why you end up paying (in some cases) more than you should have to pay. Be smart and shop smart.

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Posted on Tuesday, December 6th, 2011. Filed under Health Insurance, Medicare.

Health Insurance Quotes Are Constantly Changing

Do not be too surprised to find health insurance quotes changing frequently. This has to do with all the changes in the Health Reform Act – at least those that have been implemented so far. Day by day, you may find quotes varying because health insurance quotes respond to what is happening in the marketplace.

Right now the competition is hot for agents to land Medicare clients, as another wave of them come of age soon. Also right around the corner is 2014 and the looming specter of mandatory health insurance for everyone. Expect to see big changes as things progress. Tip: if you find a really good health insurance quote, take advantage of it now. Do not wait thinking you might get a better deal later. You might, but then again, you might not.

To learn more and get a health insurance quote, visit

Posted on Friday, December 2nd, 2011. Filed under Health Insurance, Medicare.