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Group Health Insurance Quotes, How Does Health Reform Affect Your Benefits?

The economy is beginning to look up and unemployment rate is declining. Did you or your friend just get hired by a Small Business? Are you worried about your Health Insurance?

As an employer; how do you decide on what benefits you can offer to your employees? Do you look at what your competitors are offerring? To learn more about what other companies in your industry and your region are offerring their employees, you may want to consider the Employee Benefits Benchmarking Report Benepath has compiled using data from more than 27,000 small businesses. To get competitive rates for Group Health Insurance Quotes, please visit

To learn more about how the health reform will affect Group Health Insurance Quotes, click here to read an article on the Washington Post.

Posted on Monday, June 25th, 2012. Filed under Group Insurance, Health Insurance.

Lower Health Insurance Premiums Can Only Happen If We Take Responsibility For Our Own Health

A very common complaint heard on coffee row is the rising cost of health insurance premiums. This coming from a group of people who are smoking, eating a high-fat breakfast , and who drove to the local café despite the fact that they live just down the road from it is ironic. None of them exercise, other than to lift the TV remote and many of them drink in excess as well. Is it any wonder that those individuals have health problems that send them to a doctor more often than those who do not overindulge?

The bottom line here is that each and every one of us is directly responsible for our own health. If we strive to be healthy, we are healthy and we save money on health insurance premiums because of this. Bemoaning the high bills and the cost of premiums is counter-intuitive, when we are causing our own poor health because of our actions. If we want cheaper health insurance premiums, we have to commit to a healthy lifestyle. It is just that simple.

To learn more and get a health insurance quote, visit

Posted on Wednesday, November 23rd, 2011. Filed under Group Insurance, Health Insurance, Life Insurance.

Small Business Health Insurance a Way to Retain Good Employees

As the economic conditions continue to be uncertain, it is not surprising that employee loyalty over the last 3 years has decreased. So business owners are searching for different ways to not only keep the employees they have from moving on, but search for new talent to join their company.

A good starting point for business owners is to take a look at their health insurance offering. If their current offering is no longer competitive compared to similar companies, they run the risk of losing employees during this time of dwindling employee loyalty.

Make sure you dont lose your most valuable resource because your employee benefits package is outdated. It’s the perfect way to improve your employees’ financial health without handing out raises.

Get connected with a local agent and get your group health insurance quotes at

Posted on Friday, November 18th, 2011. Filed under Group Insurance, Health Insurance.

Lexington KY Group Health Insurance Quotes

Whether its Anthem Blue Cross, United Healthcare, Aetna, Humana or any other carrier getting group health insurance quotes in Lexington Kentucky couldn’t be easier with Benepath’s online system.

Posted on Tuesday, November 15th, 2011. Filed under Group Insurance, Health Insurance.

The Dilemma of Employee Group Health Care Coverage

Before the end of the year, re-evaluate your health insurance. Not just personally, but if you happen to be an employer and offer group health coverage, it’s time to start checking that the plan still is a good fit for your team.

Near the end of the year it can be time to change what type of health insurance is offered to employees. Typically, workers are advised their particular plan is going up in price due to rising health costs. More affordable options can be offered. What people do not get is that employers are between a rock and a hard place when it comes to providing employee health insurance.

Every year the price of maintaining health insurance goes up. In fact, health expenses take up roughly 25 percent of a company’s operating costs. Workers asking for a raise will not see any difference in their paychecks to cover the increased costs as the increase goes to pay for the higher costs of health care.

It is a vicious cycle, and one that many employers are looking to break by not offering group coverage and moving to offering plans like Health Reimbursement Accounts.

To learn more and get a health insurance quote, visit

Posted on Thursday, October 13th, 2011. Filed under Group Insurance, Health Insurance.

Health Insurance Plans for Small Businesses

Running a small business is a real challenge, particularly in this kind of an economic climate. Well, that’s a bit of a no-brainer isn’t it? Sure it’s tough to run a company in this kind of economic climate, but what is even harder is finding reasonable health insurance for the self-employed.

Well, yes and no. Yes, it’s a bit harder to find, but it “can” be done. All you need to do to get health insurance for small businesses is to form a group of like-minded people – maybe in the same line of work you are in – and apply to a medical insurance company as a group.

Have all your ducks in a row and by the time all the people you need are onboard and really to roll, you will have good news for everyone – they will get to take advantage of lower rates because they now have group insurance. Sometimes the simplest solutions to problems are the right ones for the time and occasion.

To learn more and get a health insurance quote, visit

Posted on Monday, August 30th, 2010. Filed under Group Insurance, Health Insurance.

Most Health Insurance Plans Don’t Cover Autism

Most health insurance plans don’t cover autism. That may be about to change based on a bill being considered in Missouri.

Autism is far more common than we realize, but what many people don’t realize is that most health insurance plans do not provide coverage for this neurological condition. Generally speaking, since each autistic individual is different, autism causes them to have mild to severe problems communicating with others and also struggle with social interactions. In many cases, the most opportune time for intervention is in early childhood and working with a variety of programs that will help them to be able to live a near normal life.

As you might expect, treatment for this disorder runs to the tens of thousands of dollars each year and most parents don’t have access to that kind of money. Sadly, most health insurance plans won’t cover it either. However, there is encouraging news on the horizon, in the form of a bill in the works in Missouri that would require many health insurance carriers to cover autism.

The legislation mandates health insurance plans to cover up to $45,000 annually for applied behavioral analysis therapy (from a licensed provider) for kids under 18. To avoid the possibility of fraud from people posing as therapists, or less than honest therapists wanting to cash in on the insurance wagon, the state is planning on creating a new licensing process. If the bill is signed by the governor, the new rules would roll out on the 1st of January, 2011.

One of the other benefits of this bill is that it includes an annual adjustment of the cap that is tagged to inflation. While it sounds good on first read, those with autistic children do need to know there are some potential catches. Those catches would be that the law would only apply to group health insurance plans regulated by the state; that would mean plans bought through small to mid-sized companies.

For larger corporations, ones who self-insure, this bill would not apply, as they are federally regulated. For any small business that has fewer than 50 workers, an exemption may apply if they prove that the mandate caused their rates to rise over 2.5% the previous year. In a nutshell, there will be various options that include autism coverage for treatment and for diagnosis, but this will not be attached to all of the plans sold in the state.

This is great news that may have many other applications nationwide if the bill proves to be a success and keeps the overall health care budget down, thanks to early intervention allowing those with autism to live a fairly normal life.

To learn more and get a health insurance quote, visit

Posted on Thursday, August 12th, 2010. Filed under Group Insurance, Health Insurance, Life Insurance.

Group Health Insurance Plans Have Benefits for Workers

If you want to keep your workers happy, offer health insurance plans, either bundled together or standard.Today, many larger companies who have had to downsize are looking for ways to compensate their remaining workers. Health insurance plans are a good place. Thebest way to offer health insurance plans is to group them together with other worker benefits or offer them as standard for working for you.

Generally speaking, health insurance plans are good for a larger company with many employees. They also offer a whole lot of benefits, not the least of which is the tax benefits. Another benefit to the employer is it gives them clout in bargaining with the insurance provider because they’re buying health insurance policies in bulk.

To learn more about Health insurance quotes, affordable health insurance, affordable health insurance quotes, health insurance plans, visit

Posted on Friday, April 23rd, 2010. Filed under Group Insurance, Health Insurance.

Group Health Insurance – Know What You Want First

If you’re looking for group health insurance quotes make up your mind what kind of coverage you want to offer your workers. Do you want everything from dental costs to medical expenses? Ask around at work to see what everyone would like, as this makes choosing a good group health insurance policy a lot easier.

When you know what people want, do market research. Call around, check online and do some cost comparisons with the health insurance quotes you get. If the budget is flexible enough, see if you can get higher coverage. The higher you can go, the better the plan for the workers.

The plans will differ depending on the insurance company you contact. You will find three major categories to choose from when it comes to health insurance plans: Point of Service, Preferred Provider Organizations and Health Maintenance Organizations. The differences lie in the amount of coverage offered and premium pricing. There are also some group health insurance plans partly paid by the worker. Be creative and see what happens.

To learn more about Health insurance quotes, affordable health insurance, affordable health insurance quotes, health insurance plans, visit

Posted on Monday, April 5th, 2010. Filed under Group Insurance, Health Insurance.

Health Insurance Quotes Provider Expands in the Face of Recession

One of the nation’s leading online health insurance quotes providers has significantly expanded over the past few months. In spite of the recession, the company decided to make some key strategic moves to take advantage of what they saw as a great opportunity to grow the business.

Seeing their business growing during the recession Clelland Green, Benepath’s CEO, decided to double their quoting capacity for individual and family health insurance plans and enter into the group health insurance quotes business. “We are already seeing a payoff for these investments as the demand for our service from agents around the country has been steadily climbing,” Clelland noted.

Benepath will be offering their group insurance quotes program to agents over the coming weeks and the company reports that they already have several sales and a sizable number of agents who have requested these health insurance leads over the last year. Sales are expected to ramp up quickly as demand for group insurance leads is very strong.

As with other Benepath innovations, their entry into group insurance is not without a distinguishing benefit to businesses and consumers. We are the only group insurance program on the internet which can easily accept and deliver all the information necessary to provide quotes, especially for large companies. This makes it easy for businesses to get competitive insurance bids and for agents to help new customers.

About Benepath: Benepath gives health insurance quotes to consumers across the country and provides exclusive health insurance leads to high quality, local insurance agents. Benepath uses their proprietary technology platform to provide consumers with real-time health quotes from a local agent’s quoting system; branding the agent and providing the consumer with health insurance quotes from both local and national health insurance companies.

Posted on Tuesday, May 19th, 2009. Filed under Group Insurance, Health Insurance.