Make the conscious choice to pay out a higher deductible; the money you pay for medical bills “before” your health insurance takes over. The benefit is that the high deductible health plan is paired up with a lower monthly premium. So, if you’re a healthy, happy camper more often than not, don’t see the doctor too often or get that many prescriptions, this kind of plan is easy to pay for every month.
No matter what it is you need when it comes to a health insurance plan, there “is” something out there for you. It just takes some patience to find it.
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