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Medical Discount Plans Are Not Insurance

We’ve mentioned this before, but it bears repeating – medical discount plans ARE NOT health insurance and in fact, may cost you more than health insurance in the long run. If you have health insurance and get medical care, you may make a claim and get reimbursed. That’s pretty straightforward. On the other hand, medical discount plans only offer a discount for a provided service.

If you get a discount on a provided medical service, that’s nice, but, you won’t get reimbursed for the cost later. That’s money out of YOUR pocket. So, in addition to paying a fee to have a medical discount card, you will also pay for the discounted services in FULL. Buyer beware, because it’s your health and if you can’t get what you really want and need, it’s best if you buy a real health insurance plan.

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