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Life Insurance is something many people think is not necessary

If you had a dollar for every person you met who said life insurance was a waste of money, you could likely retire early and live quite comfortably. The irony of this is that those same people who think life insurance isn’t worth spending money on are the same people who worry about how their family will be taken care of if they suddenly die. How will the kids go to college? How will the wife raise the children alone and work full-time?

Consider the case of Joe Average, a dyed-in-the-wool life insurance nay-sayer. He refused to buy insurance, even though he had two young children and a stay-at-home wife. His life was the way he wanted it. He figured he would just save the money he would pay out in life insurance for the kid’s college fund.

On the way to work one day, his car was hit by an 18-wheeler. He was pronounced dead at the scene. He left behind no life insurance. His family had no financial cushion to help them. The wife had to go back to work. The kids had to stay with relatives and the family home went into foreclosure. Is this what you would want to happen to your family if you were killed and had no life insurance in place? Life insurance is necessary, for the love and protection of your family.