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Group insurance can be one of the most cost effective choices to get reasonable health coverage

While many companies are either eliminating or downsizing health benefits for their workers, group insurance still remains one of the most cost effective choices to still offer employees health care benefits. Even though the economy appears to be variable on any given day according to what is happening in the White House, businesses need to stay running and offer their workers some form of health insurance.

In the alternative, those same workers could also opt to apply for group insurance on their own, and take advantage of the lower rates and have choices over what they want for coverage. Many company controlled health insurance plans offer coverage for things people may never use, but are still paying for out of their salaries. Groups of like-minded individuals can band together and apply for group insurance the way they want it. It’s certainly better than having no insurance at all.