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Working Past the Age of 65 – Good or Bad?

These days there are more and more seniors opting to work well past the “usual” retirement age of 65 – the magic number for Medicare eligibility. Perhaps you plan to work well into your 70’s. So what do you do about Medicare? Do you sign up for it? Good question.

The answer to that question depends on how many people work where you do. In other words the size of your employer is important to note. Why? Because there are laws that state that companies with at least 20 workers are prohibited from offering older workers different health benefits than everyone else gets. Basically, that means it’s your choice whether or not to continue with the coverage you get at work, or enrol in Medicare.

Before making any decisions, do your homework and speak to a knowledgeable insurance agent who can lay out all your options and allow you to make an informed decision.