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When will my group’s costs be finalized?

During the underwriting process, insurance companies factors such as age, location, and health of the employees for whom you are applying for coverage to determine your final rates. Using criteria such as number of enrollees and preexisting conditions, the insurance company will assess your group as a whole to arrive at a final monthly premium. It is important to note that lease note that regardless of whether you purchase a plan through a local insurance agent, Benepath, or directly from the insurance company, you will still pay the same monthly premium.

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