What is a benefit rider?
A benefit rider is an additional or stand alone policy such as dental, vision, chiropractic, or life insurance that are not usually included in a standard health insurance plan. Benefit riders are usually only available in conjunction with a group health insurance plan. Your personal health insurance advisor can assist you in purchasing dental, vision, life insurance, or chiropractic coverage as a separate plan.
Small Business Health Insurance FAQs
- Am I eligible to enroll under a small business health insurance plan?
- Are there tax benefits that accompany buying group health insurance?
- Does my company qualify for group health insurance?
- How do I choose the best group health insurance plan for my company?
- How much of the employees’ premium is the employer required to pay?
- Is dental coverage automatically included?
- Should I only include employees who want insurance?
- The only two employees in our company are my spouse and me. How should this information be entered?
- What are the different kinds of group health insurance?
- What is a benefit rider?
- What is a Health Maintenance Organization (HMO)?
- What is a multi-plan?
- What is a Point of Service (POS) plan?
- What is a Preferred Provider Organization (PPO)?
- What is an Indemnity plan?
- What is the process for obtaining small business coverage?
- Why do you need to know my zip code?
- Why should I provide group health insurance to my employees?
- Will my final group health insurance costs be the same as the rates on my initial quote?