Well, the election results are in and there are some significant changes to the face of the administration. That, of course, raises some really interesting questions, like now that there are new faces and the balance of power has shifted, what will happen to health care reform? Will we still have some of the suggested changes come into play? Will we have affordable health insurance later? Or better yet, just what will we have later when it comes to health care?
The whole health care reform issue is still pretty much a moving target and no one knows where it will end up. What’s YOUR take on the latest changes in the government and how it may affect YOUR health insurance?
To learn more and get a health insurance quote, visit https://www.benepath.com
Running a small business is a real challenge, particularly in this kind of an economic climate. Well, that’s a bit of a no-brainer isn’t it? Sure it’s tough to run a company in this kind of economic climate, but what is even harder is finding reasonable health insurance for the self-employed.
Well, yes and no. Yes, it’s a bit harder to find, but it “can” be done. All you need to do to get health insurance for small businesses is to form a group of like-minded people – maybe in the same line of work you are in – and apply to a medical insurance company as a group.
Have all your ducks in a row and by the time all the people you need are onboard and really to roll, you will have good news for everyone – they will get to take advantage of lower rates because they now have group insurance. Sometimes the simplest solutions to problems are the right ones for the time and occasion.
To learn more and get a health insurance quote, visit https://www.benepath.com
Unfortunately, if one of your family members happens to have autism, you can’t get health insurance coverage. At least, you can’t get it right now. That may change if Missouri gets its way and does introduce and get signed a bill that makes it mandatory for health insurance companies to offer cover for autism. It would be an enormous step forward not only for that state, but the number of families that may be able to utilize it for a family member.
Autism is far more common than we realize, but what many people don’t realize, is that most health insurance plans do not provide coverage for this neurological condition. Autism causes sufferers to experience mild to severe problems communicating with others and to struggle with social interaction. The time for intervention is in early childhood and by using a variety of programs that help those with autism to live a near normal life.
Treatment costs for this disorder are enormous and making coverage available for those with autism is exciting news. All eyes should be on Missouri now.
To learn more and get a health insurance quote, visit https://www.benepath.com
Instant health insurance quotes are terrific. You know within minutes roughly how much you will need to pay for a health insurance policy. This of course is what you need to know if you are trying to work out a health care budget. Just remember though that the quote is just a quote for how much it may cost you for your health insurance premium.
What health insurance quotes don’t tell you is if there are any exclusions in your policy. For instance, will the policy you want to buy handle pre-existing conditions? Will it pay for x-rays? Does each item have a coverage limit? Is there a coverage level for the whole policy and everything in it? These are the things you need to know and this is why you need to ask questions. Knowing the answer to things like that will mean you can make the “right” health insurance choice for you.
To learn more and get a health insurance quote, visit https://www.benepath.com
While it’s nice to have health insurance quotes, they don’t tell you everything you need to know. For instance, they don’t tell you what your policy will cover and what it won’t cover. This is something you really need to know, unless you want to find yourself in a jam one day over coverage you thought you had, but didn’t. Never assume that your policy has something in it and covers you for things unless you check that out yourself, or in the alternative, ask the insurance agent.
Quotes are just that, quotes. They give you a price for a health insurance policy based on the information you provided. If you want to know anything further, you need to do some more homework, ask questions and then figure out if the information you get back makes sense for your situation. You can’t decide what is going to work for you or you and your family if you don’t have enough solid information.
To learn more and get a health insurance quote, visit https://www.benepath.com
Yes, the economy is bad and as a nation we are all struggling to try and get through it and find some light at the end of the tunnel. Many people know they need health insurance or they could be in a lot of trouble financially if something happened to them. But, where do they get affordable health insurance that won’t break their budget? What if you are self-employed and your income varies every month and you don’t know if you can pay for a health insurance policy?
These are good questions and the answer relates to how you personally budget things in your business and your personal life. Most often, there are corners that may be cut and money saved aside for a health insurance policy. It’s a matter of doing without something that could wait to allow you to buy cover now that will protect you and your family in the future. Remember that having a health insurance policy may be mandated in the near future. This means you will “have” to find a way to pay for a policy. Better to do it now on your own, than have it forced on you later.
To learn more and get a health insurance quote, visit https://www.benepath.com
In one of our last blog entries, we discussed the fact that there are two sides to the argument that health insurance rates are going to go up – those who say no, the competition will drive the rates down versus those who say with a higher medical loss ratio, the rates will go up. Since we don’t have any real way to figuring out what will “really” happen, we’re left trying to monitor online news about what is happening in the health insurance industry. What are some of the major carriers going to do when the medical loss ratio goes up to 80%?
Well lately, it seems there has been more speculation that when the loss ratio goes up, so does the price of the premiums. That actually makes sense because an insurance company is a business, and what business do you know will willingly run at a loss for their customers? If you said no business would do that or they’d go bankrupt, you’d be right. That means if the prices are quite likely to go up with the advent of health care reform, then you might want to think about getting health insurance NOW, and not later.
Your dollars, your health care, your choice – make it one that makes sense financially and health wise.
To learn more and get a health insurance quote, visit https://www.benepath.com
Some say that fit is best. Others say if you are fat you can still be fit, and some people have even proven that. What’s the truth? The truth is that each person is unique and what works for them won’t work for another individual. If a fat person is fit, then that worked for them and there you have it. If a fit person has terrible lifestyle choices when it comes to eating, are they really fit? Does it really matter a whole lot in the final analysis?
Frankly, any debate about health care issues tends to boil down to one side saying they are right and the other side saying no, they are right. Truth is that both of them are right – right for their particular points of view because that is what worked for them and thus is what’s right for them. If you want to just stay out of the hot debate over right versus wrong, then live well, eat healthy, be happy, reduce stress and do your best. That’s all you can do.
To learn more and get a health insurance quote, visit https://www.benepath.com
Any time you have ever been involved in a debate over the current health care system since the advent of health care reform, you come away feeling more confused and frustrated than ever. While everyone seems to have ideas, no one knows how to go about making any difference in the long-term. Sure there are changes in the wind, but you wonder if they will actually “do” what they are intended to do. Debates are great, but rarely are there answers on either side.
Well, now that health care reform is officially “here,” you have to wonder what is coming next. Will mandated health insurance fly? Will insurance companies do their part and not charge people and arm and a leg for health insurance? Will everyone really have to have health insurance by 2014 and if so, how is that going to be enforced? So many questions, and not enough answers. What do you think?
To learn more and get a health insurance quote, visit https://www.benepath.com
There is nothing wrong with buying a health insurance plan recommended by an agent. It might be just the thing you need. The problem is that if you do accept a recommendation at face value and don’t do some of your own checking, you might find that you have a policy that doesn’t really suit you and it costs more than you wanted to pay. This isn’t to say that the agent did a poor job; it just means that they don’t totally know “you,” but, you do know what you want. Knowing what you want and need is one of the smartest moves possible when it comes to buying health insurance plans. After all, it’s your body, your health and your money, so you will want something that fits your budget, addresses your health requirements and keeps the body running.
Ultimately, you need to delve deeper into what plans are recommended to you. They may suit you and they may not, but if you take the time to find that out, then you won’t be wondering what you may have missed out on that might have been less expensive and covered more.
To learn more and get a health insurance quote, visit https://www.benepath.com
