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What are your options if you miss out on Part D enrollment? Part 2

Prescription assistance programs are another option if you have missed Part D enrollment. It is important to note that these types of programs are not “insurance,” however they can help you with the cost of prescription drugs.

When you apply for an assistance program, you have to be deemed eligible. Once that has been cleared, you usually get a membership discount card that may be used at drug stores. Be aware that you might not qualify for Part D after you enroll in an assistance program.

Always make sure you understand the parameters of the program you are applying for. By applying and being accepted, there is a chance you may not be able to enroll in Part D. There are numerous programs designed specifically for seniors and those under 65, so it is important to do your homework on what option(s) would best suit you.