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Why should I consider getting an HSA?

You may save money both right away and over time because of the following:

  • One hundred percent of your HSA contributions are tax deductible.
  • You can allow the money in your HSA accrue interest and/or gains on a tax-free basis.
  • There are absolutely no fees or tax penalties when you use your HSA to pay for qualified medical expenses.
  • HSAs are usually accompanied by high-deductible HSA-eligible health insurance plans, which typically have lower premiums than non-HSA-eligible plans.

Please note that some HSAs charge a small monthly maintenance fee.

Health Savings Account (HSA) FAQs

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