Who can purchase Student health insurance?
In order to purchase a Student Select insurance plan from Assurant Health, you must be an eligible college student between the ages of 17 and 29. Eligibility is determined by the number of credit hours being carried. Usually, an undergraduate student must be taking at least nine credit hours and a graduate student must meet the graduate student guidelines of his or her particular college or university for full-time student status. Additionally, Student Select is only available to students attending a state-accredited college or university in the United States.
NOTE: Since some schools operate on a quarterly schedule where full-time undergraduate status is considered to be six to eight credits per term, there is an exception to the nine-credit hour rule. If your school runs on a quarterly schedule, you should attach documentation of this to your completed application and confirm in writing that you are meeting the school’s definition of full-time status.
Student Health Insurance FAQs
- Am I only covered while school is in session?
- Are foreign exchange student eligible for coverage?
- Can I add my family members (spouse and dependents) to my policy?
- Do healthcare services for a student insurance plan need to be preauthorized?
- Do I have to wait until I am enrolled in classes to apply for a Student Select plan?
- How do I decide whether it is best to buy a Student Select plan or keep my child on my family plan?
- How many times can my student insurance plan be renewed?
- Is there any obligation for me to buy an insurance plan once I have applied?
- What happens if I transfer schools?
- What if I drop a class, graduate, or drop out of school altogether?
- What is a Student Insurance Plan?
- When does my coverage begin?
- Which doctors or hospitals does a student insurance plan allow me to visit?
- Who can purchase Student health insurance?
- Will I be covered when I go out of state?
