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Health Insurance Really is Affordable

Yes, it is true, health insurance is affordable. Or rather, look at it this way – if you do not have health insurance and something bad happens, then how will you pay your medical bills? If you have no money in the bank, and most Americans are in that spot right now, you could get financially drained when you get a bill for a broken leg.
On the other hand, if you had health insurance for those “uh-oh” moments, then you would not possibly face bankruptcy. Sure, you could argue that if you have no money in the bank and can barely feed your family, that you cannot afford health insurance. But, honestly, do yourself a favor and find the few extra dollars a month to get a policy. You cannot afford to do nothing, particularly if you have kids.
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Posted on Friday, September 30th, 2011. Filed under Health Insurance.

Health Insurance can be Reduced by Lowering Drug Costs

One way to lower drug costs is to import prescription drugs. The big drug manufacturers will have a fit about that, but your budget might like it. Can it be done? Well, as far as a good idea goes, it is a good one but no one is certain if it could really be done. But what can be done is buying your drugs online from another country and saving big dollars. For instance, buying drugs from Canada is way cheaper than buying drugs in the U.S.

Of course, these are minor issues when it comes to the whole system. Frankly, health reform may change how Americans buy their drugs and may change how big pharma prices them. We can all hope anyhow. Generally speaking, people are still in the process of trying to keep up with the ever-increasing cost of medical care and wondering what will stop it from escalating even further by the time 2014 hits. Then what will we do?
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Posted on Tuesday, September 27th, 2011. Filed under Health Insurance.

Health Reform – a Hit or Miss?

It depends what side of the health reform debate you are on as to whether or not you think health reform is a good or bad thing. From a purely objective point of view, ensuring that all Americans have access to health care is a laudable goal. It is how we get to that position that is causing problems. Along the way someone will suffer when health reform gets going full swing. That is just the way the system works – rob Peter to pay Paul.

This raises the old rumors, which maybe are not so old, that seniors will be the ones to lose the most when health reform really kicks in. But what about the physically and mentally disabled? Has anyone wondered how their health care needs will be addressed in a new system? Has anyone stopped to wonder who will pay for the homeless who will be mandated to have health insurance come 2014? If you said the taxpayers, you would be right. So really, how does that system differ from social medicine in say, Canada? Just food for thought.

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Posted on Monday, September 26th, 2011. Filed under Health Insurance.