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To buy or not to buy health insurance

People debate this issue non-stop in coffee shops, kitchens, hospitals and just about any place where they need medical attention. So many Americans these days still think they can make it by without having health insurance. That is just plain wrong. It they get into an accident, fall, break a bone or sustain head trauma, or a heart attack, who pays their medical bills if they do not have health insurance? The answer is that they pay their medical bills and are likely go bankrupt trying to do so.
And if they go bankrupt, how does that help the health care system, which is already struggling to keep up with massive debts loads. This is not an easy situation to solve, but one thing is abundantly clear. Those with health insurance have a fallback that helps pay medical bills when they need to see a doctor or go to hospital. Those without health care are between a rock and a hard place. Get your health insurance quotes now and make some life supporting and smart health care decisions.

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Posted on Monday, July 15th, 2013. Filed under Health Insurance, Life Insurance.

Originally Health Insurance Plans Were for Emergencies

More people are using hospitals for care they should be getting from their own doctors.

The health care system is a bit strange. It’s not universal health care, and it was originally created for crisis type emergencies such as heart attacks, traumatic brain injury or spinal injuries etc.

In the 21st century, the system is jammed with people who use hospitals like they were in a doctor’s office. This has bent the system so far out of shape it’s amazing.

To fill these holes, health insurance companies offered health insurance quotes to those who needed the health insurance for emergencies. However, needing health insurance and affording it are two different things.

Many Americans say they can’t afford health care. In fact, close to 4 million of them have decided to not carry health insurance, even when provided with affordable health insurance quotes. Cost was given as the reason for their decision not to get insurance.

That may be questionable, but then again, by 2014 these individuals will be mandated to have health insurance.

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Posted on Monday, July 1st, 2013. Filed under Health Insurance.